Daily Tech Digest - September 06, 2020

Crypto-Friendly Banking Platform Cashaa Expanding in India, US, Africa

India’s cryptocurrency market has been growing rapidly ever since the country’s supreme court quashed the RBI circular that banned financial institutions from providing services to crypto businesses. India currently does not have any direct crypto regulations, but there are rumors of the government discussing the bill submitted by the inter-ministerial committee headed by former Finance Secretary Subhash Chandra Garg, which seeks to ban cryptocurrencies like bitcoin. However, the Indian crypto industry firmly believes that this bill is outdated and will not be the one the government introduces. “The Indian government is currently engaging with various stakeholders and trying to work out a solution. India today stands at a juncture, where it can actually embrace the digital currency ecosystem as it is pushing for the digital revolution and is leading the way in the fintech segment,” Gaurav opined. Cashaa will also focus on the U.S. next year, the CEO explained. “We have already started issuing USD accounts regulated by the Banking Division of Colorado to our existing business customers as beta users,” he further shared with news.Bitcoin.com, adding that some crypto clients already using Cashaa’s USD accounts include Nexo, Coindcx, and Unocoin.


Surging CMS attacks keep SQL injections on the radar during the next normal

Sending malicious commands to a web application can result in disclosure of users’ private data, and the attacker can gain access to a user’s computer. This method of injecting code within the same local execution infrastructure is relatively easy when compared to remote injection, which requires more specialized tools and skills. Here, the remote hacker only needs a security flaw that offers a small window to send commands to the remote execution environment, enabling the malicious code to run without any evaluation. As a result, attackers can create a remote entrance to reach the target environment, and oftentimes the administrator has no knowledge of the system being compromised. Most of the time, attackers make use of remote code execution security flaws that are on the web surface or within different narrow-use and specific ports and protocols. When a CMS is attacked, the remote code execution flaw often results from a connected platform such as the .NET environment, PHP scripting language, or file-sharing service or database that has remote code execution vulnerabilities.


Malware gang uses .NET library to generate Excel docs that bypass security checks

NVISO says the Epic Manchego gang appears to have used EPPlus to generate spreadsheet files in the Office Open XML (OOXML) format. The OOXML spreadsheet files generated by Epic Manchego lacked a section of compiled VBA code, specific to Excel documents compiled in Microsoft's proprietary Office software. Some antivirus products and email scanners specifically look for this portion of VBA code to search for possible signs of malicious Excel docs, which would explain why spreadsheets generated by the Epic Manchego gang had lower detection rates than other malicious Excel files. This blob of compiled VBA code is usually where an attacker's malicious code would be stored. However, this doesn't mean the files were clean. NVISO says that the Epic Manchego simply stored their malicious code in a custom VBA code format, which was also password-protected to prevent security systems and researchers from analyzing its content. But despite using a different method to generate their malicious Excel documents, the EPPlus-based spreadsheet files still worked like any other Excel document.


American Express Establishes Data Analytics, Risk & Technology Lab (DART) In IIT Madras

The company hopes to apply these technologies across dimensions such as employee engagement and attention, evaluating and enhancing the quality of education and learning in school. The Lab at IIT Madras will explore a range of verticals with key emphasis on manufacturing, finance, healthcare, operations management and smart cities. “Our collaboration with IIT Madras reiterates our commitment to support and invest in interventions for public good in the country. The technologies and applied sciences R&D in the Lab will be beneficial for creating an overall societal impact through advancement in financial services, healthcare and safety standards,” said Bharathram Thothadri, EVP and Chief Credit Officer, American Express. It also plans to build talent for industry by partnering with academia while promoting talent and diversity in technology. It has also announced annual scholarships for economically-disadvantaged and meritorious students, including ‘Ambition Awards’ for deserving women students at IIT Madras.


Observability Strategies for Distributed Systems - Lessons Learned

All the panelists said some variation of, "make the easiest path the correct path," with Fong-Jones observing that, "teams are super lazy." Because most teams are focused on developing their service, find ways to create automatic dashboards and update runbooks. Spoons emphasized the need to create machine-readable central documentation. Similarly, using structured logging makes information digestible. That can greatly aid looking for patterns. One of the behaviors to encourage is being able to form and test hypotheses. Having all the data from across a distributed system can become overwhelming, so you need ways to narrow your focus. The practice of site-reliability engineering requires a different mindset than "ordinary" software engineering. Although DevOps has been an attempt to apply software engineering to IT operations, SRE takes an opposite approach when thinking about failure. This can be thought of as the duality between monitoring, which is looking for what is anticipated, and observing, where the focus is on what is unexpected. Each of the panelists had a few pitfalls that they've seen, and hope people will avoid. 


Traditional Banking is an Endangered Species

For banks to survive in a post-COVID-19 world they must review their risk modelling strategies to accommodate the pandemics of the future, rather than falling back to what they know once COVID-19 has been contained. Banks need to ensure that remote working can be provisioned for effectively, in the event of another pandemic, and need to abandon paper processes all together. All of this is easier said than done and banks must spend time on ensuring they are effectively communicating across the entire workforce. For years, banks have been grappling with siloed data and now they must ensure they do not have siloed communications – where time and money could be lost if the workforce are not kept in the loop across the front end e.g. products, solutions and services, and the back end e.g. banking architecture. By harnessing the payments ecosystem, banks can collaborate with technology specialists, to keep up with the pace of demand for international, online payments. ‘Open Banking’ will enable banks to access the right technological expertise to solve the challenges they are facing on a daily basis, and provision fully for the needs of their new, existing and prospective customers.


Cybersecurity Pros Face a Huge Staffing Shortage As Attacks Surge During The Pandemic

Shearer said to fill the talent gap, more outreach needs to be done to recruit younger workers into the aging workforce, as well as more diverse cybersecurity workers. “Diversity is a big part of it — women are underrepresented, it’s improving. We also here in the United states need to look at other underrepresented minority groups and get them into the fold because it’s going to take everyone we can find to be interested in cyber,” he said. “As people start to retire, it’s only going to exacerbate the fact that it’s an undersized cyber workforce.” Jobs can be lucrative in the field as well—(ISC)2′s data finds the average North American salary for cybersecurity professionals is $90,000 a year and those who hold security certifications can make more. ... Hiring has become somewhat easier in recent months, Wysopal says, a silver lining in the face of a broader skilled talent shortage in the industry. As the pandemic forced closures and layoffs in all sectors of the economy, more cyber workers have become available and due to the nature of remote work, candidates that are outside of the area have become more appealing.


SASE vs SD-WAN: A Comparison

SASE’s focus is on providing secure access to distributed resources for the network and its users. The resources can be distributed in private data centers, colocation facilities, and the cloud. As such, security and networking decision-making are baked into the same security tools. SASE products have security tools that reside in a user’s device as a security agent, as well as in the cloud as a cloud-native software stack. For example, the security agent can contain a secure web gateway and a vendor’s cloud can contain a firewall-as-a-service. In a branch office or other location with a collection of people, a SASE appliance is common in order to secure agentless devices like printers. SD-WAN technology was not designed with a focus on security. SD-WAN security is often delivered via secondary features or by third-party vendors. While some SD-WAN solutions do have baked-in security, this is not in the majority. SD-WAN’s central goal is to connect geographically separate offices to each other and to a central headquarters, with flexibility and adaptability to different network conditions. In an SD-WAN, security tools are usually located at offices in CPE rather than on devices themselves. 


3 Predictions For The Role Of Artificial Intelligence In Art And Design

Until we can fully understand the brain’s creative thought processes, it’s unlikely machines will learn to replicate them. As yet, there’s still much we don’t understand about human creativity. Those inspired ideas that pop into our brain seemingly out of nowhere. The “eureka!” moments of clarity that stop us in our tracks. Much of that thought process remains a mystery, which makes it difficult to replicate the same creative spark in machines. Typically, then, machines have to be “told” what to create before they can produce the desired end result. The AI painting that sold at auction? It was created by an algorithm that had been trained on 15,000 pre-20th century portraits, and was programmed to compare its own work with those paintings. ... Intelligent machines have no problem coming up with infinite possible solutions and permutations, and then narrowing the field down to the most suitable options – the ones that best fit the human creative’s “vision”. In this way, machines could help us come up with new creative solutions that we couldn’t possibly have come up with on our own.


Eight case studies on regulating biometric technology show us a path forward

The clearest one was the chapter on India by Nayantara Ranganathan, and the chapter on the Australian facial recognition database by Monique Mann and Jake Goldenfein. Both of these are massive centralized state architectures where the whole point is to remove the technical silos between different state and other kinds of databases, and to make sure that these databases are centrally linked. So you’re creating this monster centralized, centrally linked biometric data architecture. ... The second—and this is a lesson that we keep repeating—consent as a legal tool is very much broken, and it’s definitely broken in the context of biometric data. But that doesn’t mean that it’s useless. Woody Hartzog’s chapter on Illinois’s BIPA [Biometric Information Privacy Act] says: Look, it’s great that we’ve had several successful lawsuits against companies using BIPA, most recently with Clearview AI. But we can’t keep expecting “the consent model” to bring about structural change. Our solution can’t be: The user knows best; the user will tell Facebook that they don’t want their face data collected.



Quote for the day:

"The gem cannot be polished without friction, nor people perfected without trials." -- Confucius

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