Daily Tech Digest - November 08, 2024

Improve Microservices With These New Load Balancing Strategies

Load balancing in a microservices setup is tricky yet crucial because it directly influences the system availability and performance level. To ensure that no single instance gets overloaded with user requests and to maintain operation even when one instance experiences issues, it is vital to distribute end-user requests among various service instances. This involves utilizing service discovery to pinpoint cases of dynamic load balancing to adjust to load changes and implementing fault-tolerant health checks for monitoring and redirecting traffic away from malfunctioned instances to maintain system stability. These tactics work together to guarantee a solid and efficient microservices setup. ... With distributed caching, intelligent load balancing, and event-driven system designs, microservices outperform today’s monolithic architectures in performance, scalability, and resilience qualities. The latter is much more efficient relative to the utilization of resources and response times since individual components can be scaled as needed. However, one must remember that the type of performance improvements introduced here means higher complexity. Implementation of the same is a complex process that needs to be monitored and optimized repeatedly. 


Achieving Net Zero: The Role Of Sustainable Design In Tech Sector

With an increasing focus on radical climate actions, environmentally responsible product design emerges as a vital tactic to achieving the net zero. According to the latest research more than two-thirds of organisations have reduced their carbon emissions as a result of the implementation of sustainable product design strategies. ... For businesses seeking to enhance sustainability it is essential to adopt a holistic approach. This means not only focusing on specific products but also examining the entire life cycle from design and packaging to end of life. It is crucial for all tech businesses to consider how sustainability can be maintained even after products and services have been purchased. Thus, enhancing product repairability is another key tactic to boost sustainability. Given that electronic waste contributes to 70% of all toxic waste and only about 12% of all e-waste is recycled properly right now, any action individual consumers can take to repair or recycle their old tech responsibility is a step toward a cleaner future. By integrating design features such as keyboard-free battery connectors and providing instructional repair videos, companies can make it easier for customers to repair their products, extending their lifespan and ultimately reducing waste.


How to Maximize DevOps Efficiency with Platform Engineering

Platform engineering can also go awry when the solutions an organization offers are difficult to deploy. In theory, deploying a solution should be as simple as clicking a button or deploying a script. But buggy deployment tools, as well as issues related to inconsistent software environments, might mean that DevOps engineers have to spend time debugging and fixing flawed platform engineering offerings — or ask the IT team to do it. In that case, a solution that was supposed to save time and simplify collaboration ends up doing the opposite. Along similar lines, platform engineering delivers little value when the solutions don't consistently align with the organization's governance and security policies. This tends to be an issue in cases where different teams implement different solutions and each team follows its own policies, instead of adhering to organization-wide rules. (It can also happen because the organization simply lacks clear and consistent security policies.) If the environments and toolchains that DevOps teams launch through platform engineering are insecure or inconsistently configured, they hamper collaboration and fail to streamline software delivery processes.


How banks can supercharge technology speed and productivity

Banks that want to increase technology productivity typically must change how engineering and business teams work together. Getting from an idea for a new customer feature to the start of coding has historically taken three to six months. First, business and product teams write a business case, secure funding, get leadership buy-in, and write requirements. Most engineers are fast at producing code once the requirements are clear, but when they must wait six months before they even write the first line, productivity stalls. Taking a page from digital-native companies, a number of top-performing banks have created joint teams of product managers and engineers. Each integrated team operates as a mini-business, with product managers functioning as mini-CEOs who help their teams work together toward quarterly objectives and key results (OKRs). With everyone collaborating in this manner, there is less need for time-consuming handoff tasks such as creating formal requirements and change requests. This way of working also unlocks greater product development speed and enables much greater responsiveness to customer needs. While most financial institutions already manage their digital and mobile teams in this product-centric way, many still use a traditional project-centric approach for the majority of their teams.


Choosing AI: the 7 categories cybersecurity decision-makers need to understand

As cybersecurity professionals, we want to avoid the missteps of the last era of digital innovation, in which large companies developed web architecture and product stacks that dramatically centralized the apparatus of function across most sectors of the global economy. The era of online platforms underwritten by just a few interlinked developer and technology infrastructure firms showed us that centralized innovation often restricts the potential for personalization for end users, which limits the benefits. ... It’s true that a CISO might want AI systems that reduce options and make their practice easier, so long as the outputs being used are trustworthy. But if the current state of development is sufficient that we should be wary of analytic products, it’s also enough for us to be downright distrustful of products that generate, extrapolate preferences, or find consensus. At present, these product styles are promising but entirely insufficient to mitigate the risks involved in adopting such unproven technology. By contrast, CISOs should think seriously about adopting AI systems that facilitate information exchange and understanding, and even about those that play a direct role in executing decisions. 


How GraphRAG Enhances LLM Accuracy and Powers Better Decision-Making

GraphRAG’s key benefit is its remarkable ability to improve LLMs’ accuracy and long-term reasoning capabilities. This is crucial because more accurate LLMs can automate increasingly complex and nuanced tasks and provide insights that fuel better decision-making. Additionally, higher-performing LLMs can be applied to a broader range of use cases, including those within sensitive industries that require a very high level of accuracy, such as healthcare and finance. That being said, human oversight is necessary as GraphRAG progresses. It’s vital that each answer or piece of information the technology produces is verifiable, and its reasoning can be traced back manually through the graph if necessary. In today’s world, success hinges on an enterprise’s ability to understand and properly leverage its data. But most organizations are swimming in hundreds of thousands of tables of data with little insight into what’s actually going on. This can lead to poor decision-making and technical debt if not addressed. Knowledge graphs are critical for helping enterprises make sense of their data, and when combined with RAG, the possibilities are endless. GraphRAG is propelling the next wave of generative AI, and organizations who understand this will be at the forefront of innovation.


Why Banks Should Rethink ‘Every Company is a Software Company’

Refocusing on core strengths can yield substantial benefits. For example, by enhancing customer experience through personalized financial advice, banks can deepen customer loyalty and foster long-term relationships. Improving risk assessment processes can lead to more accurate lending decisions and better management of financial exposures. Ensuring rigorous regulatory compliance is not only crucial for avoiding costly penalties but also for preserving a strong reputation in the market. Outsourcing software and AI development to specialized providers is a strategic opportunity that can offer significant benefits. By partnering with technology firms, banks can tap into cutting-edge advancements without bearing the heavy burden of developing and maintaining them themselves. ... AI is a powerful ally, enabling financial institutions to streamline operations, innovate faster, and stay ahead in an ever-evolving market. To achieve sustainable success, however, these institutions need to rethink their approach to software and AI investments. By focusing on core competencies and leveraging specialized providers for technological needs, these institutions can optimize their operations and achieve the results they’re looking for.


Steps Organizations Can Take to Improve Cyber Resilience

Protecting endpoints will become increasingly important as more internet-enabled devices – like laptops, smartphones, IoT hardware, tablets, etc. – hit the market. Endpoint protection is also essential for companies that embrace remote or hybrid work. By securing every possible endpoint, organizations address a common attack plane for cyberattackers. One of the fastest paths to endpoint protection is to invest in purpose-built solutions that go beyond basic antivirus software. To get ahead of cybersecurity threats, teams need real-time monitoring and threat detection capabilities. ... Cybersecurity teams should implement DNS filtering to prevent users from accessing websites that are known for hosting malicious activity. Technology solutions specifically designed for DNS filtering can also evaluate requests in real time between devices and websites before determining whether to allow the connection. Additionally, they can evaluate overall traffic patterns and user behaviors, helping IT leaders make more informed decisions about how to boost web security practices across the organization. ... Achieving cyber resilience is an ongoing process. The digital landscape changes constantly, and the best way to keep up is to make cybersecurity a focal point of everyday operations. 


The future of super apps: Decentralisation and security in a new digital ecosystem

Decentralised super apps could redefine public utility by providing essential services without private platform fees, making them accessible and affordable. This approach would serve the public interest by enabling fairer, community-driven access to essential services. For example, a decentralised grocery delivery service might allow local vendors to reach consumers without relying on platforms like Blinkit or Zepto, potentially lowering costs and supporting local businesses. As blockchain technology progresses, decentralised finance (DeFi) can also be integrated into super apps, allowing users to manage transactions securely and privately. ... Despite the potential, the path to decentralised super apps comes with challenges. Building a secure, decentralised platform requires sophisticated blockchain infrastructure, a high level of trust, and user education. Blockchain technology is still evolving, and decentralised applications (dApps) often face issues with scalability, user adoption, and regulatory scrutiny. For instance, certain countries have strict data privacy laws that could either facilitate or hinder the adoption of decentralised super apps depending on the regulatory stance towards blockchain.


Digital Transformation in Banking: Don't Let Technology Steal Your Brand

A clear, purpose-driven brand that communicates empathy, reliability, and transparency is essential to winning and retaining customer trust. Banks that invest in branding as part of their digital transformation connect with customers on a deeper level, creating bonds that withstand market fluctuations and competitive pressures. ... The focus on digital transformation has intensified competition among banks to adopt the latest technologies. While technology is essential for operational efficiency and customer convenience, it’s not the core of a bank’s identity. A bank’s brand is built on values like trust, reliability, and customer service—values that technology should reinforce, not replace. Banks need to keep a clear sight of their purpose: to serve customers’ financial well-being, empower their dreams, and create trust in every interaction. ... It’s tempting to jump on the latest tech trends to stay competitive, but each technological investment should reflect the bank’s brand values and serve customer needs. For instance, mobile banking apps, digital wallets, and AI-based financial planning tools all present opportunities to deepen brand connections.



Quote for the day:

“The final test of a leader is that he leaves behind him in other men the conviction and the will to carry on.” -- Walter Lippmann

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